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Short-Term Rental

A solution for investors who need permanent financing for their rentals listed on Airbnb and VRBO. This product allows DSCR to be calculated by using 12 months of operating history or AirDNA rents as market rent.

Lending Criteria

LOAN AMOUNT

$75,000 to $1.5 million. Loan amounts outside of this range considered.

LOAN TERM

30yr/40yr fixed rates: 5/1 + 7/1 + 10/1 ARM's

LOAN TO VALUE

Up to 80% Loan to Value; Cash-out up to 75% LTV

DEBT COVERAGE

Minimum 1.00 DSCR

PREPAYMENT PENALTY

Multiple PPP options available, including No PPP (depending on the state)

CLOSING TIMELINE

2-3 weeks

Mortgages are offered in Partnership with other Private Lenders. This is not a commitment to extend mortgage credit. Mortgage products, programs, eligibility criteria, pricing, and terms are subject to change without notice and at the sole discretion of the lenders. All data and information in this "as is" for information purposes only and may not be accurate and may be subject to change with or without notice. Unless otherwise communicated in writing, all data and information Lender provides is "as is" without warranty whatsoever. Additional disclosures will be provided by specific lenders.

Contact Us Today

Arrange a consultation with us today to delve into your real estate transaction. Discover how we can guide you seamlessly to the closing table.

Opportunity Enterprises: Guiding Your Real Estate Deals to a Seamless Closing.

Contact

Address:

4480H S. Cobb Dr. STE475, Smyrna, GA 30080

sheri@opportunityenterprises.com


© 2025 Opportunity Enterprises LLC. All rights reserved. We act solely as loan brokers and do not guarantee funding. All loan applications are subject to a comprehensive review process and approval is not assured. For detailed terms and conditions, please refer to our Disclaimer Page.

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